Category: Finance

When the new semester is about to begin, students will gather a syllabus and trudge off to the recommended bookstores in the area. This regular activity could have a dreadful effect on our financial condition, especially because many students have zero to little income. As we are waiting for the damage, we may find that… Continue reading How Students Can Save Money On Textbooks?

Many people are being prevented of achieving their financial success due to their own misconceptions about money. These affect their personal finances and it’s important for them to prevent the bad consequences. As an example, many people think than mortgage is always a better option than renting. In reality, renting is similar to spending money… Continue reading Money Myths You Should Know

Many people are concerned how that can make sure that their retirement money is well managed. It’s easy to be concerned that our savings and pension won’t be enough for our daily needs, especially because elderly tend to have higher medical costs. In this case, we should make sure that we are more secure in… Continue reading How To Get Fully Prepared For Retirement Period?

It’s a common fact that people are never satisfied and our list of wants is essentially endless. We continue to ask for something, regardless of whether we have money or not. In this case, we should know whether we are set for a spending spree. Spending or buying is a common thing that happens in… Continue reading How To Avoid Being Trapped By Debt?

The economic condition follows a cyclical pattern. Eventually, we see a rising unemployment rate, higher inflation and more people are being affected by foreclosure. If troubling times do arrive, it’s not necessary to despair. In fact, it’s a time of opportunity for smart investors. Many people gain a lot of money by riding the surging… Continue reading How To Profit From Financial Recession?

Many families need to deal with excessive credit card debts and many of them have at least $10,000 in debt. It has become so easy for them to make money and they continue to offer new cards, regardless of consumers’ actual ability to pay or creditworthiness. Easy credit is a part of the modern society… Continue reading How To Immediately Escape Credit Card Debts?

Many families have personal budget, but not all of them are able to set up priorities. If your budget is tight, you can’t buy everything and it’s important to have proper prioritization. We should buy things that are high in the priority list. By having prioritization, we should be able to differentiate between needs and… Continue reading How To Set Up Priorities In Personal Budget?

Many people find themselves having financial crisis. This could happen when bills and other financial burdens start to accumulate. As we delay the payment, each bill gradually becomes more urgent. Fines and even termination of services can be very costly. Bills are things that we need to deal with frequently, because once we pay off… Continue reading How To Deal With Piling Up Bills?